We finance

Residential Commercial  Non-QM Non Performance

Specializing in property financing with competitive rates.

30 Closing

Fast, efficient processing

Competitive Rates

Best pricing in the market

Direct Lender

Partnered with trusted banks

California's Trusted Direct Lender

California's Trusted Direct Lender

Specializing in residential investment property financing with competitive rates and 30-day closings

Our Lending Programs

Comprehensive financing solutions tailored to your investment needs
Small Business Line of Credit

Small Business Line of Credit

Flexible financing solutions for your business needs. Access capital when you need it most.

  • Revolving credit
  • Business growth support
  • Flexible terms
  • Fast funding
Bridge Loan Program

Bridge Loan Program

Short-term financing to bridge the gap between buying and selling. Quick closings for time-sensitive opportunities.

  • Fast closings
  • Short-term solution
  • Flexible terms
  • Investment opportunities
Bank Statement Mortgage

Bank Statement Mortgage

Perfect for self-employed borrowers. Qualify using 12-24 months of bank statements instead of tax returns.

  • Self-employed friendly
  • Flexible documentation
  • Quick processing
  • Competitive terms
Home mortgage illustration DSCR Mortgage Program

DSCR Mortgage Program

Debt Service Coverage Ratio loans designed for investment properties. Qualify based on property cash flow, not personal income.

  • No income verification
  • Investment property
  • Competitive rates
  • Fast approval

Why Choose ABC Lower?

Trusted Partnership

Partnered with established banking institutions for secure, reliable lending

In-House Processing

Dedicated team ensures efficient processing and underwriting

Competitive Rates

Best-in-market pricing with transparent terms and no hidden fees

30-Day Closings

Committed to completing your transaction within 30 days

Trusted Partnership

Partnered with established banking institutions for secure, reliable lending

In-House Processing

Dedicated team ensures efficient processing and underwriting

Competitive Rates

Best-in-market pricing with transparent terms and no hidden fees

Expert Team

Experienced professionals dedicated to your success

Streamlined Process

Frictionless mortgage journey from application to closing

30-Day Closings

Committed to completing your transaction within 30 days

Expert Team

Experienced professionals dedicated to your success

Streamlined Process

Frictionless mortgage journey from application to closing

Client Testimonials

Our clients love us, here are a few of their quotes.

Our Process

Application

Submit your application with required documentation. Our team reviews and begins processing immediately.

Underwriting

Our in-house underwriting team carefully reviews your application for quick approval.

Approval

Receive your approval with clear terms and competitive rates tailored to your needs.

Closing

Complete your transaction within 30 days and get the keys to your investment property.

Contact Information

You can fill out the contact form here; we'll get back to you as soon as possible.
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