We finance
Residential Commercial Non-QM Non Performance
Specializing in property financing with competitive rates.
30 Closing
Fast, efficient processing
Competitive Rates
Best pricing in the market
Direct Lender
Partnered with trusted banks
California's Trusted Direct Lender
Our Lending Programs
Comprehensive financing solutions tailored to your investment needs

Small Business Line of Credit
Flexible financing solutions for your business needs. Access capital when you need it most.
- Revolving credit
- Business growth support
- Flexible terms
- Fast funding

Bridge Loan Program
Short-term financing to bridge the gap between buying and selling. Quick closings for time-sensitive opportunities.
- Fast closings
- Short-term solution
- Flexible terms
- Investment opportunities

Bank Statement Mortgage
Perfect for self-employed borrowers. Qualify using 12-24 months of bank statements instead of tax returns.
- Self-employed friendly
- Flexible documentation
- Quick processing
- Competitive terms

DSCR Mortgage Program
Debt Service Coverage Ratio loans designed for investment properties. Qualify based on property cash flow, not personal income.
- No income verification
- Investment property
- Competitive rates
- Fast approval
Why Choose ABC Lower?
Trusted Partnership
Partnered with established banking institutions for secure, reliable lending
In-House Processing
Dedicated team ensures efficient processing and underwriting
Competitive Rates
Best-in-market pricing with transparent terms and no hidden fees
30-Day Closings
Committed to completing your transaction within 30 days
Trusted Partnership
Partnered with established banking institutions for secure, reliable lending
In-House Processing
Dedicated team ensures efficient processing and underwriting
Competitive Rates
Best-in-market pricing with transparent terms and no hidden fees
Expert Team
Experienced professionals dedicated to your success
Streamlined Process
Frictionless mortgage journey from application to closing
30-Day Closings
Committed to completing your transaction within 30 days
Expert Team
Experienced professionals dedicated to your success
Streamlined Process
Frictionless mortgage journey from application to closing
Client Testimonials
Our clients love us, here are a few of their quotes.
Our Process
Application
Submit your application with required documentation. Our team reviews and begins processing immediately.
Underwriting
Our in-house underwriting team carefully reviews your application for quick approval.
Approval
Receive your approval with clear terms and competitive rates tailored to your needs.
Closing
Complete your transaction within 30 days and get the keys to your investment property.